Mitigate your credit risks by using our recommendations and DRA

Define your best investment strategy or accept new buyers with the right payment terms

Global expert in company assessment

Our position as a global leader in credit insurance allows us to provide you with expert risk analyses as business information solutions:

  • DRA (debtor risk assessment) score report
  • @credit opinion report
  • Advanced opinion report

Additional information: credit limit recommendations and risk assessments

Detailed description of the product, examples and prices

Send inquiry for Business Information

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Ex: name@company.com

Ex: +370......

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What is the DRA score?

The Debtor Risk Assessment (DRA) is the likelihood over a period of 12 months, that a company will be able to honor its financial commitments such as counterparty obligations.

It is calculated on the basis of typical financial attributes that include financial soundness, profitability, Coface payment experience and claims, and solvency ratios as well as qualitative data such as the company's current business environment and management.

Determine your risk appetite with the DRA score

  • Credit Risk Assessment

    The DRA is a comprehensive assessment of a company’s credit risk, displayed on a scale of 0 to 10.

  • Default Probability

    With this score, Coface provides you with the probability of default over a 12-month period.

  • History

    Coface provides you with a company's historic credit risk score of up to five years.

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What is @credit opinion report?

The @credit opinion is a recommended credit limit expressed as an index up to 100k eur which intends to help you manage your credit decisions on your recurrent small and mid-sized transactions.

This index is 5 ranges of amounts in your local currency and can be monitored.

DRA score and country risk assessment are included into the report together with the basic information about the company.

What is Advanced opinion report?

The Coface advanced opinion report enables smarter strategic decisions by providing an individual recommended amount to support your credit decisions with customers, prospects, suppliers or partners.

This solution fits best to assess credit limits up to 1 mln. eur.

The advanced opinion can be monitored over time, giving you agility to improve your decisions with updated insights. 

3 good reasons to choose Advanced opinion report

  • Credit insurer expertise

    An individualized recommended amount, including our credit insurer expertise as Risk Underwriting, field analysis and Coface claims records.

  • Full range of insights

    On top of Coface opinion on the company, DRA and country risk assessment, you benefit from the easy to read tools of our economic studies.

  • Monitored

    Coface data analytics engine constantly monitors and refines the accuracy of the advanced opinion.

Unique Business Information quickly online

URBA360

URBA360 is an intuitive and interactive web application that provides access to Coface's exclusive data for assessing commercial risk worldwide.

 

Accessible via the iCON by Coface platform, URBA360 enables users to explore indicators such as the Coface Score, @Credit Opinion and country or sector risk assessments.

Coface API portal

Coface API portal opens doors to seamless integration of Coface's powerful API solutions into your existing applications. 


Elevate risk management, enhance credit decisions, and fortify financial strategies effortlessly. 

Maximize efficiency, minimize risk: Coface API Portal is your strategic ally for a robust, data-driven approach to credit management. 

Revolutionize your processes today for a more secure and prosperous financial future.

 

Explore Coface API catalogue: integrated solutions for Trade Credit Insurance and business information.

iCON by Coface

Welcome to the future of informed decision-making! Explore the power of iCON by Coface. 

 

Our cutting-edge platform transforms data into actionable insights, offering real-time information, credit scores, economic analyses, and more. 

 

Elevate your business strategy, manage risks effectively, and stay ahead of the competition. 

 

Discover a world of possibilities with 'iCON by Coface' – where information becomes your competitive advantage.

Frequently asked questions

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