TradeLiner is a purpose built mid-market credit insurance policy that is as simple as it is flexible.
TradeLiner is 100% tailor-made: every contract is personalised to meet your requirements, such as monitoring your clients' solvency in real-time, handling collection of your accounts receivables or indemnification in the event of loss.
If your company has a turnover of more than €3 million, TradeLiner is the perfect solution for you!
Prevention
The right information makes all the difference
Receive notification about changes in your clients' financial health via Coface’s real-time monitoring. Armed with the right information, you can select your trade partners in complete confidence, negotiate your credit conditions and predict the risk of non-payment.
Collection
Collection experts dedicated to your business
Trust our specialists to collect your accounts receivables while you focus on growing your business. Our international network of experts guarantees you fast and efficient collection – meaning you can maintain good relations with your clients.
Indemnification
Committed to your business
If you fail to recover your insured debts, we will compensate you for the loss suffered up to 90%.
You protect your cash flow and ensure your margins are secure.
Prevention
The right information makes all the difference
Receive notification about changes in your clients' financial health via Coface’s real-time monitoring. Armed with the right information, you can select your trade partners in complete confidence, negotiate your credit conditions and predict the risk of non-payment.
Collection
Collection experts dedicated to your business
Trust our specialists to collect your accounts receivables while you focus on growing your business. Our international network of experts guarantees you fast and efficient collection – meaning you can maintain good relations with your clients.
Indemnification
Committed to your business
If you fail to recover your insured debts, we will compensate you for the loss suffered up to 90%.
You protect your cash flow and ensure your margins are secure.
Prevention
The right information makes all the difference
Receive notification about changes in your clients' financial health via Coface’s real-time monitoring. Armed with the right information, you can select your trade partners in complete confidence, negotiate your credit conditions and predict the risk of non-payment.
Collection
Collection experts dedicated to your business
Trust our specialists to collect your accounts receivables while you focus on growing your business. Our international network of experts guarantees you fast and efficient collection – meaning you can maintain good relations with your clients.
Indemnification
Committed to your business
If you fail to recover your insured debts, we will compensate you for the loss suffered up to 90%.
You protect your cash flow and ensure your margins are secure.
TradeLiner protects your credit-based business-to-business sales in Lithuania, Latvia, Estonia or abroad from the risk of insolvency and non-payment.
Coface has been a leading player in the insurance market for over 75 years: make the most of our expertise in credit risk prevention and management.
Easy-to-understand pricing and policies
Create the best contract tailored to your needs based on the advice of one of our experts.
Become gradually more independent in the decision-making process.
Benefit from bespoke premium rates - covering all risks - applied to your turnover.
Simple to manage with a dedicated customer service
Manage your contract from your online platform.
Access our latest economic news, user guides and your electronic safe from your customer portal.
Contact your dedicated account advisor at any time or the experts in our Customer Relations Department, who will help you manage your policy on a day-to-day basis.
Effective protection
TradeLiner protects your credit-based business-to-business sales in Lithuania, Latvia, Estonia or abroad from the risk of insolvency and non-payment.
Coface has been a leading player in the insurance market for over 75 years: make the most of our expertise in credit risk prevention and management.
Easy-to-understand pricing and policies
Create the best contract tailored to your needs based on the advice of one of our experts.
Become gradually more independent in the decision-making process.
Benefit from bespoke premium rates - covering all risks - applied to your turnover.
Simple to manage with a dedicated customer service
Manage your contract from your online platform.
Access our latest economic news, user guides and your electronic safe from your customer portal.
Contact your dedicated account advisor at any time or the experts in our Customer Relations Department, who will help you manage your policy on a day-to-day basis.
Effective protection
TradeLiner protects your credit-based business-to-business sales in Lithuania, Latvia, Estonia or abroad from the risk of insolvency and non-payment.
Coface has been a leading player in the insurance market for over 75 years: make the most of our expertise in credit risk prevention and management.
Easy-to-understand pricing and policies
Create the best contract tailored to your needs based on the advice of one of our experts.
Become gradually more independent in the decision-making process.
Benefit from bespoke premium rates - covering all risks - applied to your turnover.
Simple to manage with a dedicated customer service
Manage your contract from your online platform.
Access our latest economic news, user guides and your electronic safe from your customer portal.
Contact your dedicated account advisor at any time or the experts in our Customer Relations Department, who will help you manage your policy on a day-to-day basis.
Tailor-made contracts
Our experts help you choose the policy that’s right for your business needs. And there’s a solution for every industry!
7 tips for effective credit management and avoid business risks
The current economic situation can lead to major cash flow problems in many companies. Preventing delinquencies or collecting receivables immediately is critical to the survival of these businesses.
To help you gain insight into your own credit management and improve your business risk prevention, here are 7 tips to better protect your business.
Manage your policy simply and easily from our secure CofaNet Essentials online platform: access information about your trade partners, manage your client portfolio, manage your guarantee requests, report your outstanding invoices, keep track of your claims.
Not in the office? CofaNet Essentials is available wherever and whenever you need it on the CofaMove mobile app. Ideal for your sales reps!
Coface API portal
Coface API portal opens doors to seamless integration of Coface's powerful API solutions into your existing applications.
Elevate risk management, enhance credit decisions, and fortify financial strategies effortlessly. Maximize efficiency, minimize risk: Coface API Portal is your strategic ally for a robust, data-driven approach to credit management. Revolutionize your processes today for a more secure and prosperous financial future.
TradeLiner, our mid-market credit insurance solution leaves you free to work with your trade partners without worrying about outstanding invoices. It also opens up financing opportunities and means you no longer have to handle debt collection internally.
Our wide range of options means we can design your TradeLiner contract together so that it is tailor-made for your business or the structure or governance inside your organisation - and so that it meets your specific coverage needs. Here are a handful of concrete examples:
Do you manufacture customised products for a specific client? Do you want to prevent the default of an instructing party in the event that the contract is interrupted? The manufacturing risk option covers you against the risk of customer default during the production period and prior to delivery.
Do you export sales to at-risk countries? The political risk option guarantees your invoices against the risk of non-payment resulting from adverse public or civil events (terrorism, riots, war, restrictive export restrictions, etc.).
The policy is very easy to use: you access your customer portfolio and ask us to obtain lines of guarantee using your CofaNet Essentials digital management tool. We then start monitoring your clients and will send you real-time notifications about changes in the solvency of companies to help you make the right business decisions. In the event of non-payment, you provide the information in CofaNet Essentials, and we then take over the collection process immediately: in Lithuania, Latvia, Estonia or on the other side of the world. If these steps are not successful, you will be indemnified according to the terms in your policy, and an indemnity will be paid to you beyond a contractually-agreed period. The entire process is carried out online: this facilitates your internal procedures and optimises information sharing between the various departments in your organisation (finance, accounting, sales management, purchases, etc.).
Credit insurance is a solution designed to secure the future of your business and develop your medium size company. The premium rate for TradeLiner is based on bespoke calculations: it is expressed as a % of your insurable turnover and draws on factors such as the business sector to be covered, the geographical area of your customers, the type of coverage required and the selected options. Companies often underestimate the cost of outstanding invoices… Are you one of them? Are you aware of the impact of the cost of non-payment on the profitability of your company? Use our simulator to estimate the additional turnover you need to offset this loss based on your margins.
If your B-to-B turnover is above €3,000,000 on the domestic and/or export market, and you want to protect your invoices against the risk of outstanding invoices (due to bankruptcy or late payment by your customers), then the TradeLiner solution is perfect for you: it’s a simple, flexible credit insurance policy. It’s also particularly suitable when your contract is backed by financing.
If your client is pleading a commercial dispute to avoid paying you, our collection managers will check that they are not acting in bad faith in order to conceal their inability to pay. If the dispute is real and bona fide, we will simply suspend our collection process while we let you settle the dispute within the context of your customer-supplier relationship. The guarantee is reactivated once the dispute has been resolved, and the invoice can be indemnified if the customer is unable to settle it. You can also take out a specific option that includes insurance for disputed claims.
Online services for customers and brokers
Insurance
Coface online platform for managing your trade receivables. Full monitoring of your risks. Direct access to all tools according to your contracts.
Access the business insights you need to manage credit risks across your entire business-partner portfolio and make strategic decisions with confidence.
Stop juggling between software applications. Explore Coface API Catalogue and Integrated Solutions for Coface business information and trade credit insurance.