Power the Core, our strategic plan for 2027
Power the Core, our strategic plan, builds upon the successes of the previous strategic plans, in order to deepen and broaden Coface’s franchise, with the ambition to develop a global ecosystem of reference for credit risk management.
Develop a global ecosystem of reference for credit risk management



Financial Targets through the cycle
- Undiscounted combined ratio: ~78%
- RoATE* (Return on average tangible equity): 11%
- A solvency ratio towards the upper end of the range: 155-175%
- Payout ratio: ≥80%
- Business Information contribution to 2027 RoATE*: 0,5%
*At the current level of interest rate environment



Online services for customers and brokers
- CofaNet
Insurance
Coface online platform for managing your trade receivables. Full monitoring of your risks. Direct access to all tools according to your contracts.
- Coface BI
Business Information
Access the business insights you need to manage credit risks across your entire business-partner portfolio and make strategic decisions with confidence.
- CofaCollect
Debt Collection
Coface online platform for managing your debt collection cases.
- Broker Portal
Broker Portal
Platform dedicated to brokers for monitoring your business and managing your customer portfolio (in all countries where legally available).
Innovative and digital solutions
- Coface API
Coface API
Stop juggling between software applications. Explore Coface API Catalogue and Integrated Solutions for Coface business information and trade credit insurance.